I'm not so sure you got shafted. Did you ever see your dad with a beard at your age and with your current time investment? Keep in mind that, as sly said, your beard will continue to develop, so be patient. You're coming along fine.

Cheers!
Tom


Some helpful links:
Library Central of Beard Growing


Taming the Wild Mustache
Tips for eating and drinking with a big mustache

Excess on occasion is exhilarating. It prevents moderation from acquiring the deadening effect of a habit. ~ W. Somerset Maugham
A jerk with a beard is just a bearded jerk, but a bearded gentleman is awesomeness personified. ~ Triibeard